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Uh-oh. Over 139,578 have already failed the SAFE Act Tests. How much trouble are you in? Take the Quiz Below To Find Out! Score at bottom. Let's see how smart you are! Did you score 100%? Or get at most one wrong? You need to repeatedly score in the high 90s on our 700 questions to equate to passing on the SAFE MLO Test! Why? because at The Test you will miss some questions due to "subtleties" and "ambiguity". Your protection: 1) Do not miss any questions because of lack of knowledge; know everything. 2) Study hard for comprehension to give yourself a fighting chance to interpret the "best answer." This is why you need a deep, comprehensive massive Quiz Trainer such as found in the Abacus SAFE-Smart Exam Cram. "The Test" is tough. Get the Cram. Test with Confidence

SAFE-Smart Exam Cram       National $97       National    State Specific $67 ea. Alabama Nebraska California New Jersey Connecticut       New Mexico Florida New York Georgia North Carolina Iowa Ohio Illinois Pennsylvania Kentucky South Carolina Maryland Tennessee Missouri Texas Virginia Washington Subtotal   Your Exam Cram purchase is Guaranteed! Click here for details. Don't see a checkbox for the state you need? Click here. Sales and Support: 888-341-7767 business hours, 888-341-7762 evenings and weekends Free Trial To get an experience inside, click here. Includes: Partial textbook example with video. National Cram text outline. Several practice quizzes with explanations, links, challenge and national 'degree of difficulty' ranking. Bonus Valuable Free Content: We encourage you to call our great team at 888-341-7767 And ask for your free "Exam Cram Bonus." They will link you to the first half immediately free, no purchase necessary. Place your order above to receive the remainder. This two-part bonus consists of audios from two education and testing experts on the 'mindset for passing.' As proud as we are of the Exam Cram, we believe the advice in this content is just as crucial as -- and perhaps worth twice the price of -- the Cram! The information is stunning. The Test is Tough. Get The Cram! 124,578 have already failed? According to the NMLS there have been over 42,000 june 31 72,297 dec 31 124,578 failed attempts at the NMLS Tests as of Jan 31, 2011. That's combined National and State, first time takers plus re-takers. Wow. That is shocking. For most of them they must have "believed" they were ready. Or perhaps they "hoped" they were ready. We think you should KNOW you are ready. Take our Quiz Trainer quizzes and establish a baseline, then study the "explanations" including embedded links. Repeat. Drive your scores up into the high 90s. Wait a few days and cycle through again. Avoid becoming statistic 124,579. Prepare well and Test With Confidence. Yes, we know we are calling it a 'cram'. However, now that we've got your attention, we can say that while you can certainly cram, that approach may not work: the SAFE MLO Test is tough. The Abacus SAFE Smart Exam Cram is a full-featured curriculum of study featuring the complete student manual of a 20-Hr course; video of the author teaching; and the breakthrough technology of the powerful "Quiz Trainer" consisting of over 700 challenging practice questions with explanations and links. "Dear Abacus, I want to take this time to thank you for all your help and support. I got an 81% and I knew about a 1/3 of the way through I was going to at least pass. Your National Cram did the job... Unfortunately, I had to take the National Test a second time due to the lack of comprehension from the first test prep I bought. I purchased yours one week before my test date and did exactly what Abacus said to do. I read the entire text, answered all the test questions and listened to all the videos. By the way, the video portion was excellent and hit all the areas needed. Unlike the other course, your test questions were constructed similar to the National exam. The volume of questions was what I needed and were challenging. They REALLY made you think and go back into the course outline and research for the correct answers.. Even though I was getting 95% from the other product, then sat for the first exam, I knew I was in trouble and ended with a 70% score. I know beyond a doubt that if I had your course the first time, I would have passed then. I've been in the business for almost 25 years, yet this exam is still a challenge. Amongst my colleagues, the first time pass ratio is about 50%. I've already told my associates about your course and told them to go to your site and take the pretests. That's what sold me. When I did it and Failed..I knew I was in trouble and needed to get this course ASAP. YOUR PLAN REALLY WORKS......THANKS Joseph S. Pagano, MSM A Million? NO! Two Million The National Exam Cram's 700+ questions have been attempted 1,925,432 times as of 9/22/2010. We are nearly to two million! 30 Days? If you fail any of the NMLS SAFE MLO Tests you will have to wait 30 days before you can register and take it again. With deadlines approaching this can be devastating. If you miss a final deadline because you are in "30-day-jail" you MUST STOP ORIGINATING. Be SAFE-Smart instead and load up on our tools so you can Test With Confidence. Recommendation for using this tool Paul Donohue highly recommends that you work up to persistent scoring in the 90s on all questions before making your appointment to sit for the State and National NMLS Tests. Your level of experience and expertise will help you decide which 'path' to choose when using this tool. The two main paths are: The Fast Track Path The Fast Track Path is meant for those who have recently taken a comprehensive fundamentals education course or are industry veterans. This path consists of jumping right into the practice quizzes. This will gauge your readiness to pass the federal exam. If you do poorly on the sample quizzes or if you just want more information on a particular topic, follow The Comprehensive Path. WARNING: We do not recommend taking the actual exam based on ONLY the Fast Track. We do not "teach to the exam" so please do not assume that the questions we offer are 'taken from' the exam. You must have an excellent grasp of both the factual knowledge and the principles behind the concepts in order to pass. Therefore, even if you do well on the Fast Track, we highly recommend a thorough review of all materials before making an appointment to sit for the NMLS National Exam. The Comprehensive Path The Comprehensive Path consists of focused absorption of text, videos and other extra study tools as well as view the summary videos and take the practices quizzes for each topic at your own pace and as many times as you need. The Comprehensive Path is completely self-paced and you can view/use as much or as little of the materials as you want. There is no required completion percentage. "This exam similator is the best on the web and is a CRUCIAL KEY COMPONENT to why I passed my S.A.F.E Act exam with an 86%!!" --Leeonnas J. Richardson Sales and Support: 888-341-7767 business hours, 888-341-7762 evenings and weekends

© Copyright 2011 by Paul Donohue Presents (doing business as Abacus Mortgage Training & Education). All rights reserved. Printed in the United States of America. No part of this web site, its contents, texts, or graphics may be used or reproduced in any manner whatever without the express written consent of Paul Donohue. All information about the nmls test, mortgage broker education, loan officer training and MLO requirements is gathered from government agencies that regulate the mortgage industry. Please check with your legal advisor to confirm all actions regarding your licensure for final confidence.